Corporativo
Chile
Colombia
ES
Our brokerage services include the buying and selling of securities and investment products. These include stocks, bonds, options, mutual funds, and more. If you open a brokerage account, you will pay us a transaction-based fee, generally referred to as a commission, every time you buy or sell an investment. There is a $250,000 minimum investment in order to open a brokerage account, but we may reduce or waive this requirement in some circumstances. In addition, we may recommend some investments which require a minimum investment.
When we provide brokerage services, we may recommend investments, or you may select them, but the ultimate decision regarding an investment strategy or the purchase or sale of an investment will be yours. Although we do not provide ongoing monitoring of your account, we will review your account before every recommendation to ensure we act in your best interest.
There may be some products and investment options which we do not offer, but may benefit your portfolio. In addition, there could be other firms who offer the same or similar investment options or services for a lower cost. Through our clearing Firm we will provide you with account statements on a quarterly or monthly basis. We may be able to provide you with additional services to help you reach your goals, but you might pay more.
For more detailed information on the products and services we offer, including limitations, visit
Given my financial situation, should I choose brokerage service? Why or why not?
How will you choose investments to recommend to me?
What is your relevant experience, including your licenses, education and other qualifications and what do these qualifications mean?
When you transact in a brokerage account, you will pay a transaction-based fee. This fee is based on the specific transaction, not the value of your account. With certain investments such as stocks or exchange-traded funds this fee is called a commission. For other investments, such as a bond, this fee might be part of the price you pay for the investment, which is also known as “mark-up” or “mark-down”. With mutual funds this fee is usually referred to as a “load” and reduces the value of your investment.
Certain investments, such as mutual funds also impose additional fees that will reduce the value of your investment over time including 12b-1 fees and other trailing compensation. Also, with certain investments you may have to pay fees, such as surrender charges, when you sell the investment. From a cost perspective, you may prefer a transaction-based fee if you do not trade often or if you plan to buy and hold investments for longer periods of time. In a brokerage account, more transactions result in us charging you more fees. Therefore, we could have an incentive to encourage you to engage in transactions. You may also pay other fees You may also pay other fees that are not connected with the purchase of a security for things like account maintenance and wire transfers.
You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.
For more detailed information regarding fees and cost of your account visit
Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?
When we provide you with a recommendation, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the recommendations, we provide you. Here are some examples to help you understand what this means.
In a brokerage account, when our interests conflict with your interests, we must tell you about them and in some cases take steps to reduce or eliminate these conflicts. We make money by buying and selling you securities and investment products. Because we get paid when you complete a transaction, we could have an incentive to encourage you to make larger investments and more frequently. Certain products, such as mutual funds, include continuing payments to us, known as “trails”. We could have an incentive to recommend investment products that include trails or provide additional compensation.
We also receive shared revenue and payments from some third-parties which incentivizes us to do business with them, including those issued by our affiliates. For some products we receive higher compensation than on other products. We could have an incentive to encourage you to buy products or investments that pay us more, even if other options might be better for you.
How might your conflicts of interest affect me, and how will you address them?
For more detailed information and a complete list of our conflicts of interest and a description of all the ways we make money, visit
For brokerage accounts, your financial professional is paid a percentage of the selling compensation (commissions, markup, markdowns, loads – as described above) as well as trailing compensation. They may also be offered bonuses, recruitment incentives such as forgivable loans, or reimbursements for certain expenses.
Yes, you can visit Investor.gov/CRS for a free and simple search tool to research more information about our Firm and your financial professional.
Ask your Financial Professional
As a financial professional, do you have any disciplinary history? For what type of conduct?
You can find additional information regarding our brokerage services by visiting our website, www.credicorpcapital.com/usa. If you need any other up-to-date information or would like a copy of our relationship summary sent to you, call us at (305) 455-0970.
Who is my primary contact person? Is he or she a representative of an investment adviser or a broker- dealer? Who can I talk to if I have concerns about how this person is treating me?
